I dont remember. I think it was transunion. 'cause I dont see them on equifax or experian reports that I have. They obviously didnot care about inquiries because I have a plenty. reshod wrote: ------------------------------- Roni, did chase care about the number of inquires on your report? Which report do they pull?
which card did you apply for?? roni wrote: ------------------------------- I dont remember. I think it was transunion. 'cause I dont see them on equifax or experian reports that I have. They obviously didnot care about inquiries because I have a plenty. reshod wrote: ------------------------------- Roni, did chase care about the number of inquires on your report? Which report do they pull?
They pull TU. I applied for a Chase Platinum and found they only pulled my TU report. --> NEW INQUIRY CHASE MANHATTAN BANK 400 WHITE CLAY CEN NEWARK DE. 19711 INQ NAME: INQ ADDR: INQ EMPL:
I applied for the Shopnow.com card, because I don't like to wait for my credit decision, and hell, I still had to wait 3 weeks before I got my answer; luckily, they said APPROVED! They pulled TU, also. I live in Indiana.
did you get the card? Russ wrote: ------------------------------- They pull TU. I applied for a Chase Platinum and found they only pulled my TU report. --> NEW INQUIRY CHASE MANHATTAN BANK 400 WHITE CLAY CEN NEWARK DE. 19711 INQ NAME: INQ ADDR: INQ EMPL:
Yes, but it wasn't a instant decision for some reason. I got the card in the mail about 10 days after I applied online.
Chase Info thanks all. I just spoke to the Chase Rep. she states, that if you do not meet the requirements for one card, that you will be considered for another
RE: Chase Info that true Reshod. They only accept 1 application every 60days. I applied for the gold when i got the classic. They sent me a letter say my app was a duplicate. They also will not pull another credit report, which I thought was cool. roni. reshod wrote: ------------------------------- thanks all. I just spoke to the Chase Rep. she states, that if you do not meet the requirements for one card, that you will be considered for another
RE: Chase Info thanks Roni, i am only trying to follow in your footsteps on my way to Prime Card Heaven. Reshod roni wrote: ------------------------------- that true Reshod. They only accept 1 application every 60days. I applied for the gold when i got the classic. They sent me a letter say my app was a duplicate. They also will not pull another credit report, which I thought was cool. roni. reshod wrote: ------------------------------- thanks all. I just spoke to the Chase Rep. she states, that if you do not meet the requirements for one card, that you will be considered for another
No lates within the last 2 years. No Charge-Off's on the report they pull (depends on which card you want to go for). No BK. The credit vs charge ratio on your reports should be < 60% I would guess. For a plat card they do a score. I think for the classic they judge your report on whats in it.
Sorry Russ I have 3 paid charge offs on the report they pulled from 4/99. That aint two years. so what you think.
I would guess they say 'paid'. I would 100% bet they would not grant a card to a person with un-paid charge-off's. You also applied for the classic card right? That might be part of it. The rep said they did a score on me when I got my plat chase. My wife applied for the classic (with less then 6 months of credit) and the rep asked her about a few items on her report. Donno, just from my own experiences.
i was just responding to your post. yes of course i have my paid coll. marked as paid. no need to discourage those w/ collections. that's all. Russ wrote: ------------------------------- I would guess they say 'paid'. I would 100% bet they would not grant a card to a person with un-paid charge-off's. You also applied for the classic card right? That might be part of it. The rep said they did a score on me when I got my plat chase. My wife applied for the classic (with less then 6 months of credit) and the rep asked her about a few items on her report. Donno, just from my own experiences.
