Roni???Chase

Discussion in 'Credit Talk' started by Reshod, Nov 6, 2000.

  1. Reshod

    Reshod Well-Known Member

    Roni, did chase care about the number of inquires on your report? Which report do they pull?
     
  2. roni

    roni Well-Known Member

    I dont remember. I think it was transunion. 'cause I dont see them on equifax or experian reports that I have. They obviously didnot care about inquiries because I have a plenty.

    reshod wrote:
    -------------------------------
    Roni, did chase care about the number of inquires on your report? Which report do they pull?
     
  3. Reshod

    Reshod Well-Known Member

    which card did you apply for??


    roni wrote:
    -------------------------------
    I dont remember. I think it was transunion. 'cause I dont see them on equifax or experian reports that I have. They obviously didnot care about inquiries because I have a plenty.

    reshod wrote:
    -------------------------------
    Roni, did chase care about the number of inquires on your report? Which report do they pull?
     
  4. Russ

    Russ Guest

    They pull TU. I applied for a Chase Platinum and found they only pulled my TU report.

    -->
    NEW INQUIRY CHASE MANHATTAN BANK
    400 WHITE CLAY CEN NEWARK DE. 19711

    INQ NAME:
    INQ ADDR:
    INQ EMPL:
     
  5. dave

    dave Well-Known Member

    I applied for the Shopnow.com card, because I don't like to wait for my credit decision, and hell, I still had to wait 3 weeks before I got my answer; luckily, they said APPROVED!

    They pulled TU, also. I live in Indiana.
     
  6. Reshod

    Reshod Well-Known Member

    did you get the card?

    Russ wrote:
    -------------------------------
    They pull TU. I applied for a Chase Platinum and found they only pulled my TU report.

    -->
    NEW INQUIRY CHASE MANHATTAN BANK
    400 WHITE CLAY CEN NEWARK DE. 19711

    INQ NAME:
    INQ ADDR:
    INQ EMPL:
     
  7. roni

    roni Well-Known Member

    shopnow.com classic card.
     
  8. Russ

    Russ Guest

    Yes, but it wasn't a instant decision for some reason. I got the card in the mail about 10 days after I applied online.
     
  9. Reshod

    Reshod Well-Known Member

    Chase Info

    thanks all. I just spoke to the Chase Rep. she states, that if you do not meet the requirements for one card, that you will be considered for another
     
  10. roni

    roni Well-Known Member

    RE: Chase Info

    that true Reshod. They only accept 1 application every 60days. I applied for the gold when i got the classic. They sent me a letter say my app was a duplicate. They also will not pull another credit report, which I thought was cool.

    roni.


    reshod wrote:
    -------------------------------
    thanks all. I just spoke to the Chase Rep. she states, that if you do not meet the requirements for one card, that you will be considered for another
     
  11. Reshod

    Reshod Well-Known Member

    RE: Chase Info

    thanks Roni, i am only trying to follow in your footsteps on my way to Prime Card Heaven.

    Reshod

    roni wrote:
    -------------------------------
    that true Reshod. They only accept 1 application every 60days. I applied for the gold when i got the classic. They sent me a letter say my app was a duplicate. They also will not pull another credit report, which I thought was cool.

    roni.


    reshod wrote:
    -------------------------------
    thanks all. I just spoke to the Chase Rep. she states, that if you do not meet the requirements for one card, that you will be considered for another
     
  12. zip

    zip Well-Known Member

    how hard is it to get a chase card, which would you recommened???
     
  13. Russ

    Russ Guest

    No lates within the last 2 years. No Charge-Off's on the report they pull (depends on which card you want to go for). No BK. The credit vs charge ratio on your reports should be < 60% I would guess. For a plat card they do a score. I think for the classic they judge your report on whats in it.
     
  14. roni

    roni Well-Known Member

    Sorry Russ I have 3 paid charge offs on the report they pulled from 4/99. That aint two years. so what you think.
     
  15. Russ

    Russ Guest

    I would guess they say 'paid'. I would 100% bet they would not grant a card to a person with un-paid charge-off's. You also applied for the classic card right? That might be part of it. The rep said they did a score on me when I got my plat chase. My wife applied for the classic (with less then 6 months of credit) and the rep asked her about a few items on her report. Donno, just from my own experiences.
     
  16. roni

    roni Well-Known Member

    i was just responding to your post. yes of course i have my paid coll. marked as paid. no need to discourage those w/ collections. that's all.

    Russ wrote:
    -------------------------------
    I would guess they say 'paid'. I would 100% bet they would not grant a card to a person with un-paid charge-off's. You also applied for the classic card right? That might be part of it. The rep said they did a score on me when I got my plat chase. My wife applied for the classic (with less then 6 months of credit) and the rep asked her about a few items on her report. Donno, just from my own experiences.
     

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