A Very SpeCial Thankx To Roni.. Today I Just Got Approved For the Citibank silver Card You Talked about in Your older Posts . It's for 3500 but she told me that I could talk to Customer Service to Raise the Credit Limit If i Request a balance Transfer.. Which I want . This Approval Came as a major serprise Specially Since I've had alot of Inquires, perfect pay history on alot of accounts and no deregs but creditors wouldn't take the time of day due to high balances and to many recent accounts . Citi did and I plan on being a loyal customer for that decision and thankx for ur info I found out about that card !! This Board has been great From Day 1.. !! Take care
RE: RONI>>>> THANK Did they say if they would offer the balance transfer at a lower rate? I called them about a balance transfer and they said they were not offering any lower rates for them at this time.
RE: RONI>>>> THANK Congratulations newcomer2!!! I called about the balance transfers and we were given the 6.9% for 6 months. But they do another credit check before they approve you for it.
RE: RONI>>>> THANK Nope.. I hadn't called about a balance transfer yet.. But i know that Chase/Citi are the best when it comes to balance transfers. my friend got 25 k transfer for 2.9 untill it's paid of with citi.. So I'm still going to have to wait and see, hopefully they have a good deal. I'll transfer as much as I can If the Rates are decent. Even if not I'll transfer them anyway from anther DMB card that I have and ask for a rentention specialist, And have him reduce the rates to 10+ I know they do this from a post by ladycarr and probably pay my rent a couple of months on it with their convinence checks, and remburse it right away this tacktic will make them raise the limit Cus the last time I sent them a big payment which was a while ago they raised it buy 600 !hopefully after that negociate a lower rate for a balance transfer from the Citi ! lol filping the balances around would show that i'm making huge payments and therefore the limits are gonna go up . and eventually consolidate all the cards on a couple of cards . ! hope it works lol i'll keep you posted .
RE: RONI>>>> THANK Thankx ladycarr.. Well I don't mind anther credit check I'm not going to apply for credit in a long while ! I already have way to many cards and i just want to consolidate all of them on a couple of cards . I'll call and ask for the supervisor right away and explian the situation. being polite and explianing that they have a big chance of profiting goes a long way !! it worked with every creditor i have!!.
