Hi everyone its me again. Now that I am here and getting up to speed....I have some questions. I now see all CA activity on my credit report is bad. Both Cigular and Nextel sent my accounts to collections some short time ago. I have been paying my balances on a monthly basis and I am 40% there...Now that I know what i know, should I send each CA a letter to try to get them to send the accounts back to Cingular and Nextel with the hopes of working with NExtel and Cingular to give me a modest adjustment on the credit tradelines once I pay the balances down to zero? Or is it too late now? Please advice.
