Still waiting on TU and Experian, which orginally said it wouldn't reinvestigate because it just verified -- and it basically didn't care that what it verified was incorrect. The only disappointing thing is one creditor continues to verify chargeoff when the debt was discharged -- and I've already had customer service reps admit the debt discharged TWICE! Before I even hired the firm I use, I saw the mistake on my reports (courtesy of a mortgage broker who is helping me plan to buy a house). So I called, and the rep said, "Yes, it's incorrect, but you need to have the credit bureaus investigate, and we'll fix it then." So the law firm disputed, and the creditor verified as charged off. I talked to a paralegal at the credit-repair firm, and she said I should talk to the creditor because it didn't look like a CRA mistake. (This law firm only deals with the CRAs.) So I called the creditor again, and an apologtic CSR said it was a computer error and promised it was fixed while I was on the phone. So now Equifax says it investigated again; this time it removed a duplicate account from this creditor, but the chargeoff was again verified. Now I'm angry, and I don't want to settle for just updating this listing to included in BK. This is the second time it has been verfied, so now I want to demand complete removal from all of my reports. Do you think this is possible if I threaten to report violations of the FCRA?