Hi gang, first time posting in a long time. Got a question that I can't remember the answer for. What is the rule on reaging accounts. I have a paid car loan that was originally opened in 1996. I traded the car in in 2000. Where does the seven year fall off start from? Does it start from the date of last reported or the original date opened?
Hi Saul, Where ya been? Your question is a bit broad. It would help to know if this TL is negative or positive. Reaging btw- is not to be done at all. Positives remain for 10 years, not 7. .
Enjoying the new house and thinking that my credit battling days were over. Boy, was I wrong. The tradeline in question is a negative one. A paid car loan for a car that was traded in. The account reads "Paid, 60 days past due"
Enjoying the new house and thinking that my credit battling days were over. Boy, was I wrong. The tradeline in question is a negative one. A paid car loan for a car that was traded in. The account reads "Paid, 60 days past due"