I didn't have any other credit card companies to call except Target. Current cl $6,000 APR 15.9% (reduced from 18.9). Rep told me no CL increases on request and only one APR reduction. He did mention that my available credit line for cash advances is now $3,150 instead of $3,000. Big woop.
I did forget an account. I can try Umbrella Bank. I've only had the card since March so I think I will wait until the close of my June statement to call them though.
Hello DaveLV, Target Visa is like hard to get apr reductions from I was told to wait a year after the account is open before they can lower it again.... that will be in dec of this year I will call then and see what happens.... for the credit line the rep told me that they will review it every month to see if is eligible for one.... good luck on your apr reduction and increases in the future! Thx, Kev
