I CALLED S&P CAPITAL ( COLLECTION AGENCY) ON 4-4-01 TO DISCUSS ACCT. I MADE A PAYMENT OF $300.00 ON 5-7-01. I SENT THEM A C&D LETTER 10-28-02. THEY RESPONDED ON 11-27-02 BY SENDING ME THE ORIGINAL DOCUMENT WITH MY SIGNATURE ON IT. THEY ALSO CLAIMED I SENT MY C&D AFTER THE 30 DAYS OF THEM SENDING ME A LETTER(TRUE). IT IS SHOWING ON MY EQUIFAX AND TRANS UNION AS A CHARGE OFF. THE ORIGINAL CREDITOR IS CIRCUIT CITY. DO I SEND A VALIDATION LETTER AND DISPUTE WITH THE BUREAUS AGAIN? WHAT ARE MY NEXT STEPS?
S&p Capital Investments Help! 1*THEY ALSO CLAIMED I SENT MY C&D AFTER THE 30 DAYS OF THEM SENDING ME A LETTER(TRUE). 2*DO I SEND A VALIDATION LETTER AND DISPUTE WITH THE BUREAUS AGAIN? etheral =============== 1* They have to comply with your letter no matter when you sent it. 2*Yes THE END ** *** ** LB 59 """""""""```~~~```'"""""""""
