I just reviewed all my reports this week. Amex pulled a "soft inquiry" on my Experian report in 2/01, which explains the preapproval in March, but I applied and was approved on March 12 but they didn't pull another inquiry. Doesn't that seem odd?? I would think after I applied they would pull a hard one on me, is this normal procedure for Amex? I would think they would run one again just to make sure nothing "suddenly" appeared. Mom
I've seen way too many inquiry-related mysteries to try to explain them. Hey, you got the card without the inquiry, what else can one ask for? Saar
I've seen way too many inquiry-related mysteries to try to explain them. Hey, you got the card without the inquiry, what else can one ask for? Saar Thanks, YES I am not complaining one bit believe me the less of them the better, I just found it odd that's all. Still waiting for my card as well, I hope it comes soon. Mom
I just bought a car from Ford Credit, which held my previous car loan. The dealer didn't even run my credit. The finance manager just looked at a printout Ford provided of my payment history and approved me on the spot.