Saar, My bad...I just saw the email that you sent me. I'm sorry that I didn't reply. When AT&T@Home was having problems and shut down my email account, I had to change my email address to a Yahoo one. For some reason it never alerted me that I had mail. I only check it when I'm alerted. I've changed my email address on Creditnet to the NEW AT&T one that was issued (from @home.com to @attbi.com). I am replying to your mail now. Sorry for the delay!