/ Register

===SAKS Pulled a HARD INQ===

Discussion in 'Credit Talk' started by exotic, Apr 16, 2003.

  1. Apr 16, 2003 #1
    exotic

    exotic Well-Known Member

    Hey, I just got my Trans Union Credit Report and remember when I called Saks to get a Credit Line Increase on the weekend, well they pulled a HARD INQ not Soft. =( I'm so pissed my score went way down becasue of this, my score was 737 before the inq, now its 701 after they pulled that hard inq, I got my old report and matched up all the balances, line by line and they are the same, except for some five account I paid in full last month a show zero balance. My Direct Merchants Bank which I also paid in full last month still doesn't show zero balance.


    Any ideas why this happen? to me LOL =(

    I have now a GRAND TOTAL OF TWO HARD INQ ON MY TRANS UNION REPORT.
     
  3. Apr 16, 2003 #2
    GEORGE

    GEORGE Well-Known Member

    I SAY----->"SOFT" OR DON'T BOTHER!!!

    36 points is a pretty hard "HIT" even for a F.A.C.O. score
     
  4. Apr 16, 2003 #3
    exotic

    exotic Well-Known Member

    Yea I know GEORGE, this has me pissed off, I told her only if they do a AR, but I never ask if they where going to pull a HARD INQ.

    Maybe the points I lost, I'll gain them back, since I just paid off that Direct Merchants Card that was very high Balance to limit. $2,000.00+ PAID OFF
     

Share This Page