By the way, I'm looking at Junum right now. Don't mind paying for help but I really don't want someone else submitting info "as me"... and I'm scared to touch the BK Public entry b/c no accounts discharged are showing on my report at all. If the CRAs retaliated... they could really add garbage to my file... and I can't find any reason to challenge anyway. Everything is correct, unfortunately. Only good news is I know my BK file is archived already. Suggestions?