Anyone know his email address or mailing information ? I'm determined to get these lates removed and I'm not waiting till 2007. Guys I was thinking credit is all about playing a game. Think about it, even though you can get legitimate derogs removed, it doesn't irradicate the fact that you were late for whatever reason and nothing will change that fact. However, lenders/underwriters only care what's on your reports regardless of if you are guilty of the derogs or not. Hence I see this as a game of keeping your reports clean. holding the CA sharks at bay, and putting a knife to the CRA throats. Anyway, if someone has the info I requested up top, I'd appreciate it.
I had SLM student loan. I stopped paying on it. It was 60 months loan.. well..short after it went to their collections dept. I called them and paid it off in 1.5 years. That was 3.5 earlier what it was due. I requested a letter from them saying that upon full payment they would remove the negative marks from my CRs. Well..that was in 2001 and the loan shows as Paid Off Charge Off... I tried calling them and I know the person I have to talk to but they are never there. They told me to fax the letter to them, so I did....still no change. So I went to www.planetfeedback.com and wrote them a letter....I guess it went straight to CEO. We'll see how it turns out. Try it out... it might work. If not, call them up and beg....
Read this thread, call the Corporate Office and ask for Mrs. Polinksy. http://consumers.creditnet.com/straighttalk/board/showthread.php?threadid=34764
