I disputed Cross Country Bank with all 3 CRA as "not mine". Equifax sent me the results of my investigation yesterday saying this: Ocean Independent Bank Acct # XXXXXXXXX "Equifax has verified that this item has been reported correctly". Does anyone know if Ocean Independent is a DBA for Cross Country? I've never heard of them & my CR says Cross Country Bank. Also, what about the result of "Equifax has verified that this item has been reported corectly"? Since I disputed, "not mine" does this mean the same thing as "Equifax verified that this item belongs to you"? As always, thank you for your help!