this is a problem i am posting for a friend. he has a few open accounts that were obtained by him, sent to his home, as pre approved accounts and loans. he opened the accounts by signing them. unbeknownst to him, they were meant for his dad, same name and all. he is now afraid that they will scream fraud, even though they sent the loan checks to his home in his name, and all are being paid perfectly. does he have anything to worry about? shawn
they were already filled out, basically, the were checks from citi finance, like a sign here and deposit this from a few years ago
his dad mentioned all these accounts on the report that weren't his, and they are the sons. but they are being improperly reported on the dads file. he is just afraid that the companies will scream fraud, even though none was there, and the accounts are being paid, just reported incorrectly. as far as i can see, there is only fraud when there is a victim, which in this case, the fatehr has no intenntion of sueing or anything, just wants the stuff off the file.
So they are reported on his Dad's credit report, but not his? My fiance is a jr, and has had the opposite problem - Father's stuff reported on his credit report. My fiance always uses Jr. on his name for all credit related activities, but that doesn't seem to prevent the problems. Experian had his mother listed as his wife at one point.
