Hi, I posted yesterday about this to no reply But a similar situation has come up. Here's the thing... On my TU report I saw a listing for a credit card I didn't recgonize. Though, the card number is one that I had years ago. I closed the account in 2000. It now appears on my TU report as being opened in 2/2005 and closed 3/2005 and will remain on report until 2012! Now the other one... Just checked the Equifax report. There's a listng by HSBC. I had that card and closed the account in 2001. Now it's showing as being opened in 10/2000, but the "date reported" is 1/2005. What's going on here? How do I tackle this one? I have old Equifax reports that show the first account as closed in 2000. And the second account as closed in 01. Please help me out! --Mike
Did you close the accounts when they had $0 balance, and after any finance charges would have been posted and paid, or did you close them with a non-zero balance and continue to pay them down on the old terms?
