sample letter to remove hard inquiries

Discussion in 'Sample Letters' started by bsmith, Nov 11, 2016.

  1. bsmith

    bsmith Member

    Here is a letter that I wrote for my friend who has a shotgun blast of hard inquiries from US Bank. We sent this letter to them and they removed two out of the three this past week!


    US Bank
    4325 17th AVE SW
    Fargo, ND 58125

    Dear US BANK

    It is your responsibility to ensure your permissible purpose in accordance with the Fair Credit Reporting Act before reviewing a consumer’s credit report. Demonstrate that the hard inquiry for Equifax, Transunion, and Experian dated (Jan 21, 2016), (Mar 18, 2016), and (Mar 23, 2016) met this requirement pursuant to the Act. My Social Security number is xxx-xx-xxxx.
    Otherwise, rescind the errant notation immediately.

  2. JoshuaHeckathorn

    JoshuaHeckathorn Administrator

    Great letter. Short and sweet!
  3. RickHarley

    RickHarley Active Member

    Thanks for this interesting information!

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