Where can I find a sample letter to creditors to get inquiries removed from Equifax? Equifax will not budge!
«Company» «Address1» «Address2» «City», «State» «PostalCode» RE: Unauthorized Credit Inquiry on Equifax Recently, I received a copy of my Equifax credit report. The credit report showed a credit inquiry by your company that I do not recall authorizing. I understand that you should not be allowed to put an inquiry on my file unless I have authorized it. Please have this inquiry removed from my credit file because I believe I did not authorize this inquiry. I have sent this letter because I need your prompt response to this issue. Please be so kind as to forward me documentation that you have had the inquiry removed. If you find that I am remiss, and you did have my authorization to inquire into my credit report, then please send me proof likewise. Thanking you in advance, Name Address City, State ZIP Social Security Number: XXX-XX-XXXX ============================================= Thanks JP
Nice letter. I always wondered how to challenge inquiries. The whole process is also good for the soul. You get to forget the whole thing before you write the letter.