Sample letter

Discussion in 'Credit Talk' started by sph, Sep 7, 2000.

  1. sph

    sph Guest

    Where can I find a sample letter to creditors to get inquiries removed from Equifax? Equifax will not budge!
  2. BarryN - C

    BarryN - C Guest

    «City», «State» «PostalCode»

    RE: Unauthorized Credit Inquiry on Equifax

    Recently, I received a copy of my Equifax credit report. The credit report showed a
    credit inquiry by your company that I do not recall authorizing. I
    understand that you should not be allowed to put an inquiry on my file
    unless I have authorized it. Please have this inquiry removed from my credit
    file because I believe I did not authorize this inquiry.

    I have sent this letter because I need your prompt response to this issue.
    Please be so kind as to forward me documentation that you have had the
    inquiry removed.

    If you find that I am remiss, and you did have my authorization to inquire
    into my credit report, then please send me proof likewise.

    Thanking you in advance,

    City, State ZIP

    Social Security Number: XXX-XX-XXXX

    Thanks JP :)
  3. RichGuy

    RichGuy Guest

    Nice letter. I always wondered how to challenge inquiries. The whole process is also good for the soul. You get to forget the whole thing before you write the letter.

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