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Discussion in 'Credit Talk' started by sph, Sep 7, 2000.
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RE: Unauthorized Credit Inquiry on Equifax
Recently, I received a copy of my Equifax credit report. The credit report showed a
credit inquiry by your company that I do not recall authorizing. I
understand that you should not be allowed to put an inquiry on my file
unless I have authorized it. Please have this inquiry removed from my credit
file because I believe I did not authorize this inquiry.
I have sent this letter because I need your prompt response to this issue.
Please be so kind as to forward me documentation that you have had the
If you find that I am remiss, and you did have my authorization to inquire
into my credit report, then please send me proof likewise.
Thanking you in advance,
City, State ZIP
Social Security Number: XXX-XX-XXXX
Nice letter. I always wondered how to challenge inquiries. The whole process is also good for the soul. You get to forget the whole thing before you write the letter.