In another thread you were asking who regulates the accounting practices of banks? Here is a list of regulators I found at the TU website. Maybe this will help. CRAs, creditors and others not listed below Federal Trade Commission Consumer Response Center- FCRA Washington, DC 20580*1-877-FTC-HELP National banks, federal branches/agencies of foreign banks (word "National" or initials "N.A." appear in or after bank's name) Office of the Comptroller of the Currency Compliance Management, Mail Stop 6-6 Washington, DC 20219 *800-613-6743 Federal Reserve System member banks (except national banks, and federal branches/agencies of foreign banks) Federal Reserve Board Division of Consumer & Community Affairs Washington, DC 20551 *202-452-3693 Savings associations and federally chartered savings banks (word "Federal" or initials "F.S.B." appear in federal institution's name) Office of Thrift Supervision Consumer Programs Washington D.C. 20552 *800-842-6929 Federal credit unions (words "Federal Credit Union" appear in institution's name) National Credit Union Administration 1775 Duke Street Alexandria, VA 22314 *703-518-6360 State-chartered banks that are not members of the Federal Reserve System Federal Deposit Insurance Corporation Division of Compliance & Consumer Affairs Washington, DC 20429 *800-934-FDIC Air, surface, or rail common carriers regulated by former Civil Aeronautics Board or Interstate Commerce Commission Department of Transportation Office of Financial Management Washington, DC 20590 *202-366-1306 Activities subject to the Packers and Stockyards Act, 1921 Department of Agriculture Office of Deputy Administrator-GIPSA Washington, DC 20250 *202-720-7051
Hey, check out these links. http://www.fdic.gov/regulations/laws/rules/5000-1000.html http://www.fdic.gov/regulations/laws/rules/5000-100.html
Thanks LKH, LOL, those look the same as the ones that put me to sleep a couple of nights ago. I think though, sleep provoking aside, these from the FDIC are the bingo and bottom line in reporting!!!!!!!! I have to do a more specific search through them for BK tradelines AND I just made a fresh pot of coffee ;-) There's a lot of people, information furnishers included, doing things because someone told them to and without knowing whether that really is what it is -- it shouldn't be so hard to find these procedures! More than just for Lisa and myself, these rules and guidelines should help us all when looking at our CR's to know what is reporting right and what is reporting wrong. BINGOOOOOOO! I say, thank you! Sassy
Anyone know what distinguishes between a "federal" credit union and a regular one? Or, is there really no difference at all? -Cliff Federal credit unions (words "Federal Credit Union" appear in institution's name) National Credit Union Administration 1775 Duke Street Alexandria, VA 22314 *703-518-6360[/QUOTE]
