I was wondering if anyone can tell me where to find something official stating the statute of limitations? I looked it up on different websites and some say 5 years and some say 6. I have learned not to believe just anything posted on the Internet, so I am looking for some sort of "official" state of Virginia website or something that lists the SOL's. I have 3 collections accounts that I want to find the SOL for before I wage war. One is a phone bill, one is a hospital bill, and one is from an apartment complex. I guess these are all written contracts? Please help me if you can. I just want to know for sure before fighting them. Thanks! Dan
From the Code of Virginia: http://leg1.state.va.us/cgi-bin/legp504.exe?000+cod+8.01-246 Translated:Written contract 5 years VA Code 8.01-246 Oral contract and open accounts 3 years VA Code 8.01-246 Other limitations of actions in VA: Personal injuries 2 years VA Code 8.01-243 Property damages 5 years VA Code 8.01-243 Enforcement of deed of trust or mortgage 20 years VA 8.01-241 General statute of limitation for personal action accruing on or after July 1, 1995, and not otherwise prescribed under the Virginia statutes. 2 years VA Code 8.01-248
Thanks!!! Exactly what I needed. Is a phone bill considered a written contract or oral contract? I don't remember signing anything. Dan
I believe it falls under UCC "sale of goods or services" - open account. See number 4. VA almost always defers to federal law, if there is one. I guess it's because we're so close to Washington, DC <g> But double check. Why Chat is expert at what is open, what is written, etc. He'll probably drop by today sometime...
If Why Chat is here, could you please tell me what rent, hospital bills, and a phone bill are considered? Or if anyone else knows... Thanks! Dan
His email is truned on. Go to one of his posts, and click on his name, and you will see the email link. Turn yours on! I was going to send you his email address and couldn't. Just click on "account" up at the top of the page and you go to your account.