Can someone sum up CHOD for me and best strategy?.....Yes I did searches and have read some good stuff, but I need to backtrack a little to the expectation of this strategy.
CHOD is just taking advantage of the fact that there are two major holidays in a 30-day period. Dispute procedures remain the same, though you want to make sure you dot all the i's, as the CRAs will bounce disputes even quicker than usual if you don't cover your bases.
So what we are hoping to do is have them delete due to lack of time? Or hope they didn't make the 30 day time limit and then tell them to remove it? Thanks in advance!!
Equifax and TU will probably delete if they run out of time. EFX will probably need a reminder. This is also a time when a lot of people at the CRAs and creditors are on vacation, which makes them shortstaffed.
