Saving's acct/in checksystems??

Discussion in 'Credit Talk' started by passion, Jun 19, 2003.

  1. passion

    passion Active Member

    Hi Can anyone tell me,

    Would banks open a savings account if you are in checksystems?...

    and If so which are the best ones?
    thxs
    passion
     
  2. wert

    wert Well-Known Member

    It depends why you are in chexsystems.

    I'm in there, but because of a bank mistake, not mine-and it is very clearly spelled out as so much. But still I have to wait for the five years to run out.

    It just depends on the circumstances and the explanation the bank gave at the time.

    All banks have different criteria. Try the smaller banks first.
     
  3. lbrown59

    lbrown59 Well-Known Member

    W H Y
     
  4. MOVINGONUP

    MOVINGONUP Well-Known Member

    Have you tried disputing with CHEXSYSTEMs to see what they have on you and then asking for validation from the bank???

    I was on Chexsytems and I got off.
     
  5. passion

    passion Active Member

    I just sent for my report with them.. I shouldn't be in checksystems...
    but I will dispute it when I get a response from them

    thank all of you for your advice
    pasion
     
  6. GEORGE

    GEORGE Well-Known Member

    A SAVINGS ACCOUNT HAS NOTHING TO DO WITH A CHECKING ACCOUNT...

    MOST people don't write checks against a SAVINGS ACCOUNT...that is what a CHECKING ACCOUNT IS FOR!!!

    SAVINGS ACCOUNT~~"SAVE FOR A RAINY DAY"
     
  7. MOVINGONUP

    MOVINGONUP Well-Known Member

    Re: Re: Saving's acct/in checksystems??

    When I was on chexsystems I couldn't even get a savings account! Probobly because savings accounts have electronic transfer now!!!!!

    If your are on CHEXSYSTEM they will probobly escort you out the door after 5 minutes(lol), .... that's how bad a scene that is!!!!!
     
  8. Nestea

    Nestea Well-Known Member

    Re: Re: Saving's acct/in checksyste

    I was on chexsystems and got off by raising hell with the bank.

    I filed a police report at the banks request. then I faxed the banks president a "goodwill" ( waaaaaaaay before CN).....

    took 6 months, but eventually i got off.

    I immediately opened accounts in 4 banks, in case I would ever need backup for my chewking account. (free checking in all w/no minimum balance)
     
  9. benkind

    benkind Well-Known Member

    Re: Re: Saving's acct/in checksyste

    I disputed with chexsystem a month ago over a bogus Bank One ding. I faxed their form to them.

    It was deleted.

    I am going to open an account with Citibank, I hope, soon. I don't want to take the chance it might pop up later.
     
  10. KimmieW

    KimmieW Active Member

    Re: Re: Saving's acct/in checksyste

    how do you go about finding out if you are on chexsystems?
     
  11. bugman

    bugman Well-Known Member

    Re: Re: Saving's acct/in checksyste

    goto
    www.chexhelp.com
    and request a copy

    got mine a few days later
     

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