IT'S NOT A SCAM GOOFY!!! This is not a scam at all, they give you a free credit report in exchange for a 30 day trial period of their credit monitoring service, which you can just cancel by making a simple phone call and you keep the free report. Have you been scammed many times in the past or something? You seem kind of paranoid.
RE: IT'S NOT A SCAM GOOFY!!! Well in the sense, that anyone can get a free report if they've had an inquiry on their statement in the last 30 days... it doesn't seem like a great deal. probably not scam, no more a scam than what the credit card companies try to sell you over the phone. When my cap 1 got stolen, they tried to sell me credit protection. "It protects you from any fees related to the loss." she said. "So you just told me i dont have to pay a dime for this fraud charge etc." i said. "Thats right", she said. duhh.. now thats a scam.