You said to me: "Your best improvement will come in the first month. Dispute everything as not mine. Dispute the BK as "I never filed a 0 Asset 0 Liability BK." I did this with all. TU ultimately deleted 1 of my 2 BKs, ALL tradelines except my 2 current credit cards. EX deleted both BKs and all but 2 collection accts (their atty said they will delete). EX had 7 good tradelines for me and 2 old derrogs (1 says included in BK/never late, the other says settled legally for less than full amt) EQ kept BKs, deleted all but 2 paid coll and upgraded ALL other tradelines to "Pays as agreed"! Look at my scores below. Before repairing my credit, I was able to finance a 2001 Suzuki Esteem at a horrible interest rate, but I needed the car. Right now I am buying a home in Jax, FL. The mortgage broker says "No problem" qualifying with my scores!!! " Can I ask you: did you just dispute that you never filed 0 asset 0 liability bankruptcy. Or did you have to file each and every tradeline that they included in bank. and then dispute the tradelines that were not included in bank. Can you tell me exactly what you did? Did you do it online or by mail? Thanks alot
