I purchased my score through Experian and also through True Credit. My experian score varies by 50 points. Is this common? How do I know which one to go by?
I see that TrueCredit is not FICO. Frustrating. TrueCredit is saying that my Equifax score is 640 and DH's is 621, but the auto dealer who pulled that report and then denied us said our scores were mid to low 500s.
I noticed that too!! My EX score is 30pts lower than the one I got from myfico.com. TRANS and EQ scores are off by 1-10 pts. I pulled reports within 24 hours of each Whats the deal?
>>but the auto dealer who pulled that report and then denied us said our scores were mid to low 500s.<< This would be taken from an auto scoring model based on your credit report. There is no way to see what this score is until it is pulled by a dealer and he/she tells you what it is. Frustrating....
OMG, I just pulled my husband's scores through the myFICO site, there's a huge difference! So now is what I see on FICO what it truly is as opposed to what I was seeing on TrueCredit? On Truecredit they read Transunion 692 Experian 655 Equifax 605 On FICO they read Transunion 688 Equifax 673 Experian 699