Score driven instnt approval for TU

Discussion in 'Credit Talk' started by Slee, Apr 2, 2003.

  1. Slee

    Slee Well-Known Member

    I just checked my TU Fico and it is 732! I couldnt believe it. It was at 707 for a while. I do have 2 old derrogs. I was wondering what credit cards are score driven and offer instant approval that pulls TU? Thanks.
     
  2. exotic

    exotic Well-Known Member

    =)
     
  3. Mark LA

    Mark LA Well-Known Member

  4. Mark LA

    Mark LA Well-Known Member

    Re: Score driven instnt approval fo

    BUT!
    I'm not sure that they're only score driven
     
  5. azur24

    azur24 Well-Known Member

    Re: Score driven instnt approval fo

    Mark, do you remember what your score was when you applied for the NC card?
     
  6. Mark LA

    Mark LA Well-Known Member

    Re: Score driven instnt approval fo

    azur the tu fako was in the low 700s - they denied me initially - i called up to ask why - the cs person said she didn't understand why it was denied - that it might be because of a balance of $36 on my amex charge card (not late - just because of the balance!!!)
    She said she'd override the computer and approve me for the amount i asked to bt - $3,500. i politely declined.
    A couple of months prior to that I was approved for a 15K Atlantic Coast Federal Visa and also for an Amex Biz card for 19.1K - so that 3.5K was kind of insulting to me :)
    (Yes - I'm that sensitive :)
     
  7. azur24

    azur24 Well-Known Member

    Re: Score driven instnt approval fo

    I feel you. My hands are getting very itchy to apply for something. Atlantic Coast Federal Visa, who did they pull?
     
  8. Mark LA

    Mark LA Well-Known Member

    Re: Score driven instnt approval fo

    Beware - they pull 2 hards - Equifax.
    But they do offer instant approval.
    My score was - i think - 741 - on Eq - at that time.
     
  9. azur24

    azur24 Well-Known Member

    Re: Score driven instnt approval fo

    Thanks, 2 inq is enough to make me not want to apply. I am finally back at zero inquiries.

    I will have to use anti-itch to make the application itch go away. I will stick to the Amex Blue plan. Six more months..

    Sigh
     
  10. Mark LA

    Mark LA Well-Known Member

    Re: Score driven instnt approval fo

    BE STRONG AZUR!!!!
    :)

    (If only i practised what i preached :)
     

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