After opening 4 new accounts (HD,AMEX,MBNA) in the past 2 months (really 3 new accounts but DMB just started reporting) and with 2 additional inquiries, my EQ score dropped 32 points from 756 to 724. My TU score dropped even more: from 834 to 745. I still haven't checked experian. Oh, btw Amex blue does not report the limit. Do they do that with all AMex cards? I expect my scores to rise again once I pay down some balances and let them age a few months.