Pulled EQ credit watch today, and had a 37 point boost No longer treading in the 400 category on equifax! Thanks for all the posts on this board, they are a tremendous help for dealing with inaccurate information on credit reports! Started 8/22 - As of today EQ-499 >>> EQ 536 1 derog/still very low for that TU-502 >>> TU 588 4 derog's EX-586 >>> EX 728 0 derog's a pretty picture!! Anyone just pull experian exclusively? I feel naughty, and want to apply for a card! I know I shouldn't but screw it, Im going to anyways. I don't have many inquiries. Any suggestions???
State Farm bank pulled EX for me about 6 weeks ago. I had, I think, a 723 at the time with between 10-20% utilization and no derogs. Got a 10K CL. APR was 11.65% which isn't the best but we use it primarily for very short term large purchases for the business, so it works out beautifully. It was not an instant approval. Took a couple of weeks. Congrats and good luck! DemPooches
GM card, Amex, and Target almost exclusively pull Equifax. Although beware they may pull Ex depending on your area.
For anyone who wants similar info. Your best bet would be to check www.millcbs.com You can narrow it down for your state and see what your options might be. And after you apply, be sure to go back there and update the database with your results. DemPooches
