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Discussion in 'Credit Talk' started by Troy, Mar 20, 2001.
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Paying down your debts will help your score alot, believe me I know I went from 540 to 677 in 5 months, I paid down debt and closed several accounts, as time goes by the lates will not matter as much to your score. You really shouldn't have any problems and with that type of downpayment you will be fine
Thanks for the info....
One more question, with the info above, do you think we will have to pay a higher interest rate?
If you did it now with a middle score of 605 you may pay a little more depending on what type of loan program you used. But if you plan on doing this when you stated I am sure you will get a very good rate. Also putting down 20%-25% would probably get you a decent rate right as you sit now.