ShaleDC, Did you get a pre-approved letter from Cap1? The reason I ask is because I get these like once a week (I swear to God)and now I'm thinking hmmm, maybe I should go for it. The latest one I received was for 9.95% - this is better then the 12.4% I'm paying now. -Sal
I caution you with the preapprovals, because unless you see a promotional placed on your credit report, then you are on their "junk mail list." Capital One is notorius of sending people preapprovals for a "platinum card" four and five times during each month!