I just got the score power and credit report combo. Looking at the section where it describes details of the accounts, I have an account that the OC says is 18 times 90 days late. This is how it states: 30(0) 60(0) 90(18) april/1997 17 other unknown dates. What does all this mean. Seems to me they are admitting on record that they do not have the records to back up the late dates. Is this info that the OC has given to equifax? Did equifax have this all along? My other credit reports dont carry this info. I think this would be good in court to show how they report inaccurate data. I have sent them numerous letters requesting account history, now I know why they haven't sent it.