Not sure if there's really an accurate answer for this one after reading various posts about scores - but i'm gonna try anyway: Experian lists my debt at 9K with a combined cl of 26K (not at all accurate - my actual combined cl is 34K - not including generations bank "hidden cl - and my debt is 7K - but they're not up to date - whatever) Equifax lists my debt as 3K with a combined cl of 26K. The strange thing is that both of my scores (after checking today) are roughly the same with both cra's (exp: 669. eq: 678) i have two inquires on both in the past 6 mos. My question (finally) is why are the scores so similar. i would have thought that Equifax's score would be alot higher due to the fact that they are only showing 3K debt with 26K combined cl. Is there absolutely no rhyme nor reason or is there a method to the madness employed by each individual cra?
Equifax is the only ACTUAL FICO score. Had to take the word REAL out. There is nothing real about any score. They are all fakes.
