I already asked this once, but didn't see a replay...So here goes again: Can anyone please tell me how long/short time it could take to raise my scores if ALL deliquent and/or charge off's vanished from my reports ? What I would really like to see if someone who could give me before & after scores that are current or former Lexington clients. Thanks Deputy TU 540---Yuck EQ 556---Grrr EX 535---ACK !
Depends on the positive accounts you have on your report now, among other factors such as inquiries, utilization ratios, length of report, etc.
Thanks, but.... I was just curious about other peoples improvements....Trying to give myself hope Deputy
I can vouch for the reduction in used credit % raising scores. I lowered my % of used credit from 80% to 11% and my scores jumped by at least 75 pts. So, I agree, if you carry large balances, the quickest way to raise your scores, is to pay those balances down.
Lizardking, I think, you only answered part of his question. I believe one of his primary concerns is the results people have had after using Lexington, in my understanding you did the repair work yourself not using any credit repair firms(correct me if i'm wrong ) "Assumption" Deputy, Lexington can be effective (I believe) to a certain degree IMO, I don't know whats on your report or how old or new your accounts are, but there are certain situations were it may be more effective to deal with the creditors or CA's directly to see some sort of results. Like I told you befor I think Lexington primarily deals with CRA's, you may be in the long haul for awhile befor seeing some decent rises in your score depending what they get off and aswell as what radiohead said. Hope you have good experience with Lexington Goodluck.
