Subj: ~mindcrime~ Date: 5/18/02 7:01:32 AM Pacific Daylight Time From: LBrown59 To: LBrown59 Go-To rate is the APR that card will be at for the life of the account (unless you default, or unless they decide to lower it) IE, some cards have Intro of 0% with a go-to of 9.9% ~mindcrime~ or they can increase it any time