As I mentioned my scores on 7/2/01 from a Mortgage application report were: Beacon (Equifax) 627 Empirica (Trans Union) 639 Fair Isac (Experian) 638 I tried to order reports with scores from all three but only Equifax would let me. The other two gave me errors and I wonder if that is because I have disputes running with them. I have a major dispute going with Equifax but they let me so I don't know. on 7/23 I ordered my Equifax report with score and it said 645, an increase of 18 points. The only difference I see is that I have an account with diputed listed by it. I took the chance and applied online for a target card. Well it was approved with a $200 limit. That is not much but better than nothing. This will be my 2nd positive item. My only other positive is a First National Bank of Marin with a $400 limit. So now after 12 months of cleanup I have only a couple of negatives and now a couple of positives. Its getting better all the time. John
John I got an offer (?) from 1st Natl bank of Marin, also.. I don't know where it came from. I've been getting a couple a week since I got my Cap1 card. Did they have an outrageous amount of $$ they wanted (monthly fee, annual fee, etc) to open your account?
