Curious about this. Mortgager showed me my scores from reports pulled yesterday: Fair Issac-631 Fair Issac-656 Beacon -640 Beacon -645 Emperica -664 Emperica -642 The 631 matches my CreditExpert score from yesterday, not sure about the others. Anyone have any info on this (Especially why each is listed twice with different scores???) GT
Could it be that one is a general or overall score and the other is a *mortgage* score? I've heard they can get specific scores for autos, mortgages, etc. Calmest_LA
dfwgt, What did the mortgager say about your scores? I'm curious because my scores are similar. Will you be able to get a loan w/ a decent rate with these kinds of scores? Calmest_LA
You're from DFW right? If you don't like the mortgage banker you have I know a good one in Ft Worth. See which one can get you the best deal and rate. Charlie
Hey Calmest - I used Bankers Financial Group, Inc. (Marian Taylor) and the she loved the scores. According to her I was in the 600's so she didn't see a problem. Now will the loaners think the same way??? Good question. Tomorrow I will find out what rate she's trying to put on the loan (I think it's around 6.75 or 6.83 1% origination). Charlie, chances are I'll stick with her. She's good friends with a former co-worker who set my wife and I up. So even if I want to head elsewhere my wife will make me stay :/ But you are correct on the DFW part (N. Dallas - Looking to buy in Frisco)... GT
Is Frisco booming or what? That mall and everything else out there is something. A few years ago Frisco was literally nothing. Charlie