Have 2 weeks left to hear from TransUnion and Equifax on friend's disputes but just noticed a couple of things on TU and wanted to ask if this seems right to you all.... Sears' debt was sold to RMA. Both Sears tradeline and RMA tradeline say paid. However...RMA tradeline stills shows a past due amount. Is this correct? We disputed the Sears tradeline in first round of disputes..came back verified but havent disputed RMA until this round we are waiting on. The other thing is..can creditors do a soft inquiry to verify an account with the CRA? I just noticed that Sears did a soft in August around the time that TU was taking care of the first round of disputes. Curious about this b/c on Equifax, Sears has been reporting his account as past due even in 2002.
