I have something on my report from sears that is very old and are seeing what i can do to take care of it... Weird that Sears has ALOT of activity under the STATUS activity on experian CR. Here are the details if any help can be provided... RISK MANAGEMENT ALTERNATIVES keep sending me letters all the time and I am waiting, cause its getting close to it being removed friom CR. letters have been coming for at least two years now RMA is also listed on the credit report. date opened/ reported since = 11-1993/ 04-1994 date of status/last reported = 11-1999 / 11-2002 type/terms/mo pymnt = revolving/NA/$0 responsibility = individual credit limit or orig amt/ high balance = NA/xxx.00 recent balance/recnt pymt = 0.00 as of 11-2002/(blank) Status detials = Colection acct./ acct charged off. xxx.00 written off. Acct history: Collection as of 11-2002, 10-2002, 09-2002, 08-2002 07-2002, 06-2002, 05-2002, 04-2002, 3-2002, 2-2002, 1-2002, 12-2001, 11-2001, 10-2001, 9-2001, 8-2001, 7-2001, 6-2001, 5-2001, 4-2001, 3-2001, 2-2001, 1-2001, 12-2000, 11-2000, 10-2000, 9-2000, 8-2000, 7-2000, 6-2000, 5-2000, 4-2000, 3-2000, 2-2000, 1-2000, 12-1999, 11-1999 CHARGE OFF AS OFF 10-1999, 9-1999, 3-1999, 1-1999, 12-1998, 10-1998, 8-1998, 7-1998 5-1998, 4-1998, 2-1998, 1-1998, 12-1997, 10-1997, 8-1997 180 days as of 7-1997 150 days as of 6-1997 120 days as of 5-1997 090 days as of 02-1997 to 04-1997 060 days as of 01-1997 030 days as of 12-1996, 11-1996 This account is scheduled to continue on record until 11-2003 Creditors statement "purchased by another lendor"