Sears and RMA

Discussion in 'Credit Talk' started by llrain, Feb 28, 2003.

  1. llrain

    llrain New Member

    I have something on my report from sears that is very old and are seeing what i can do to take care of it...
    Weird that Sears has ALOT of activity under the STATUS activity on experian CR.

    Here are the details if any help can be provided...
    RISK MANAGEMENT ALTERNATIVES keep sending me letters all the time and I am waiting, cause its getting close to it being removed friom CR. letters have been coming for at least two years now
    RMA is also listed on the credit report.

    date opened/ reported since = 11-1993/ 04-1994

    date of status/last reported = 11-1999 / 11-2002

    type/terms/mo pymnt = revolving/NA/$0

    responsibility = individual

    credit limit or orig amt/ high balance = NA/xxx.00

    recent balance/recnt pymt = 0.00 as of 11-2002/(blank)

    Status detials = Colection acct./ acct charged off.
    xxx.00 written off. Acct history:
    Collection as of 11-2002, 10-2002, 09-2002, 08-2002
    07-2002, 06-2002, 05-2002, 04-2002, 3-2002, 2-2002, 1-2002, 12-2001, 11-2001, 10-2001, 9-2001, 8-2001, 7-2001, 6-2001, 5-2001, 4-2001, 3-2001, 2-2001, 1-2001, 12-2000, 11-2000, 10-2000, 9-2000, 8-2000, 7-2000, 6-2000, 5-2000, 4-2000, 3-2000, 2-2000, 1-2000, 12-1999, 11-1999
    CHARGE OFF AS OFF 10-1999, 9-1999, 3-1999,
    1-1999, 12-1998, 10-1998, 8-1998, 7-1998
    5-1998, 4-1998, 2-1998, 1-1998, 12-1997, 10-1997, 8-1997

    180 days as of 7-1997
    150 days as of 6-1997
    120 days as of 5-1997
    090 days as of 02-1997 to 04-1997
    060 days as of 01-1997
    030 days as of 12-1996, 11-1996

    This account is scheduled to continue on record until
    11-2003

    Creditors statement "purchased by another lendor"
     

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