I just received a packet of stuff from Sears regarding a change in the terms of my account. Supposedly, coming this fall/winter, they will offer balance transfers and cash advances, and oh yeah, my rate goes up to 21.9%. Doesn't really matter, since I use their 0% offers mostly, and won't close the account. But does this mean that I will be getting one of those Sears mastercards? Has anyone else gotten this type of notice? Thanks.