Discussion in 'Credit Talk' started by Michael, Sep 14, 2000.

  1. Michael

    Michael Guest

    Thought I would just share this one with you all.

    I applied for a Sears card with 10 months of credit history on 3 prime cards 2 of which have over 10K limits. Also I have 3 subprimes with low limits and about 16 months of history.

    I was denied a Sears card due to insuficient length of credit history!

    Sears requires 24 months of history before granting credit.

    Are they the most stringent Dept. Store or what? What ever happened to the days of instant credit with a Visa or M/C??
  2. David

    David Well-Known Member

    How did you find out that you need 24 months of credit history to qualify?
  3. Michael

    Michael Guest

    I called and spoke with the credit dept.

    Never take the first no as final.
  4. Cadillac408

    Cadillac408 Well-Known Member

    I find this rather strange. My boyfried got a card from them with a $500 limit and he had no prior credit........PERIOD! That was his first card. He didn't even have a bank account! Humm....
  5. Momof3

    Momof3 Well-Known Member

    Me too, I got my sears and had no history at all, of course it is only for 250.00
  6. MS

    MS Guest

    With a similar situation like yours Michael, I got mine after 9 months cr. history . Limit - $1300

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