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Sears Gold Mastercard

Discussion in 'Credit Talk' started by jr, Jan 8, 2002.

  1. Jan 8, 2002 #1
    jr

    jr Well-Known Member

    I just noticed on Sears.com that instant online approval is now available on the sears mastercard. Anybody got instantly approved? How hard is it to get this card?
     
  3. Jan 8, 2002 #2
    mj

    mj Well-Known Member

    No instant approval for me :(

    - Have SearsCard, 15k limit, 2k balance, opened 1996
    - Never late or over 50% of limit, almost always pay off monthly (or use 0% deals)
    - Credit Expert 726, Equifax 680, TU 685
    - BK ch7 1995 (no personal debt included)
     
  4. Jan 8, 2002 #3
    Ron

    Ron Well-Known Member


    jr,

    I applied for Sears Mastercard last September through the mail and they approved me for $3510. The rate is prime+14.49%. Currently,my Target has higher limit and lower APR than Sears Gold MasterCard. Use it once a month or buy something from Sears on Sears day.



    Ron.
     
  5. Jan 8, 2002 #4
    DaveLV

    DaveLV Well-Known Member

    There's a Sears day?
     
  6. Jan 8, 2002 #5
    GEORGE

    GEORGE Well-Known Member

    0.00% FOR A GIVEN AMOUNT OF MONTHS...AND 10% OFF WITH SEARS CARDS...
     

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