Hey guys, just got setup with the Sears Gold Mastercard (I know I know, I'm a little apply crazy), and they told me they don't ever lower the apr's on the accounts and that is "simply something we don't do." Could someone give me advice on how to approach the situation and get the apr lowered, because I have heard others say they've had their apr lowered. Thanks.
They don't lower APR's for any of their accounts,& I think it is based on what state you reside. Anyone else ? Sister Girl
Hello There, The apr for the account is base on the credit report that they pull when you apply... no they don't lower apr's I tried myself.. but they do increase credit lines either automatically or you can request for it after the account is open for 6 mons..... hope this helps.... Thx, Kev