I noticed a post a few days back asking about the Sears Gold MasterCard. The MasterCard is only for select customers and will NOT be sent to everybody. They have no intentions of getting rid of the Sears card altogether, but just adding another product. The change in terms you would have received does show cash access fees and balance transfer fees but that is only because they want to disclose those options now if they do decide to allow these types of transactions to go through in the future. By doing this they will not have to send out another massive change in terms letter to all of their customers. Although I have yet to receive my change in terms for my account I do know that they are coming.
If you've received the info in the mail then I am 99% sure you will get the new SGMC. You would want to call the number on the letter to determine for sure.