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Discussion in 'Credit Talk' started by JacquiG, Aug 9, 2000.
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That is correct, if your account is in good standing they review it every 9 months to a year and they give you an automatic increase, the increases are usually $100 to $250.
Sears is strange, they usually give you a really small limit, or a large one. I know someone who only had a couple cards then got a solicition from sears and the card was approved for $3000.
I've known people who's inital creidt limit was over $4000 dollars and I've seen them as low as 300.00 . Thats quite a broad range. But there are alot of factors in determining limits, I believe the use your fico score, or some type of scoring model. Obviously the better the score the higher the limit. They are a hard card to get, and they do have cards with various interest rates.