Sears Pre-Qualified

Discussion in 'Credit Talk' started by archer, Apr 3, 2001.

  1. archer

    archer Guest

    I just got a letter today from Sears saying I was prequalified for a Sears card credit limit up to $4k. What does this mean? Does this guarantee my approval?
  2. the other

    the other Well-Known Member

    Do they ask for employment or income information?
  3. steve

    steve Well-Known Member

    I also got the same letter, but it did not ask for any employment or income information. Is this a real pre-approval?
  4. Aux

    Aux Well-Known Member


    I got the same but I called them that I don't want because I read the small fine print mentioned that they will close my old Sear card account and pull the credit report which I don't want it to be happened. Is it Gold Sear Master Card?

  5. am

    am Guest

    We got that same offer..I ignored it (it looked like a real pre-approval tho) then several weeks later, late at night after reading a few too many encouraging posts about getting credit cards, I took the plunge
    That was maybe 3 weeks ago. Sears is already reporting a positive trade line and our limit is $800.00
  6. the other

    the other Well-Known Member

    My sister got one. She has no credit. We added her as an AU on my Blue card to at least create a credit file for her. She's received a few offers, but this was the only one that looked promising. I'm not sure if she applied or not.

    GEORGE Well-Known Member

  8. the other

    the other Well-Known Member

    This is the only one I've ever seen that didn't ask for income or anything. Just put SSN# and sign.

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