1. Jun 5, 2003 #1
   

   edoggie Well-Known Member

   Guys,
   
   
   You think Sears will approve me with a TU score of 675 ? I have one derog: A 2 year old Cap One Chargeoff. I'm only using Sears to get the 10% discount for applying becuase I'm buying some appliances
   
   Thanks.

    

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3. Jun 5, 2003 #2
   

   aaron24 Well-Known Member

   For me atleast there a pain in the ass. I have been denied 4 times in the past year(thank god for bumpage).
   
   latest two reasons. 1. Too short of credit history. 2. Too high Credit ult.
   
   653.

    

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