I called Sears up last week and was told not to fill out an application, but to call earlier in the day and speak to a credit manager. I spoke to a credit manager on Thursday and the person I spoke to said they would contact me by phone with a decision by Monday. It is now Wednesday and I have not heard back. Should I call back (I don't want to tick anyone off) or should I wait and see if something comes in the mail? Anyone who has gone through this with Sears, I would like to hear your story.