secured card

Discussion in 'Credit Talk' started by Mark Spenc, Jul 30, 2000.

  1. Mark Spenc

    Mark Spenc Guest

    What is the best secured card offer out there that will not only report as unsecured but reasonable deposit?

  2. Alex - Cre

    Alex - Cre Guest


    You may want to look at Providian, Capital One and Sterling Bank.

    Credit Cards, Loans, Credit Repair Info:
  3. Michael

    Michael Guest

    I personally like First Premiere, They do report to all 3 bureaus, timely. Also they are fairly easy to qualify for.
  4. Nates

    Nates Guest

    Do you have any infortmation on banks in Canada that offer secured credit cards?
  5. miles

    miles Well-Known Member

    Try FCNB. They will match your deposit up to 300% depending on your credit profile. I have heard they have excellent customer service and will often review your account for an unsecured status after 1 year. Providian is also a good choice. I have had no problems with them and their customer service has been excellent when I have called. The interest rate is somewhat steep, but they give generous credit limit increases and you may be able to negotiate the interest rate after a while. Good luck!
  6. Mikey

    Mikey Guest

    Don't use Providian. They report their secured cards as Secured Credit Card. It showed up on the Trans Union report.
  7. CardReport

    CardReport Guest

    Providian lists the card as secured when they report it to the credit bureaus.

    Capital One does *not* note this fact.

    Check out the *Credit Directry* section at...

    CardReport.Com - Credit Tools, News, And Reference
    Everything You Need To Know About Credit And Debt

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