I am determined to get a new positive tradeline through a secured card. I am now current on everything. Will the following lenders consider me despite a checkered 2-3 months here? Bank of America American Pacific US Bank Or can someone suggest a decent secured card? I am not getting it to spend money. I have to buy food and gas, so it will be almost like a check card for me that I WILL pay off every 2 weeks.
I've heard even the secured Bofa is hard to get. I think you've got a shot at the American Pacific. I don't know anything about US bank. If you search for American Pacific you'll find the approval guidelines somewhere. I know I read them here before. Good luck Luke
American Pacific wants to see negatives at least 6 months old. Bank America is 2 years. Bank of Lousiana is easy to get too.
Also go to your local bank! Almost every bank has secured cards. Their fees are less and it's good to have a local bank card.
