Secured Cards

Discussion in 'Credit Talk' started by Secured, Apr 1, 2001.

  1. Secured

    Secured Guest

    Hello, I am recovering from a chapter 7, I need to know of secured credit card companies, I have a cap1, and sterling, please let me know of others,

    FYI, I discharged Orchard, FCNB, and DMB in my BK, so they are not an option, I am interested in a major bank, (citi is also not an option, they got bk'd too)

    Anyone know of any big banks, like Chase, BofA, Wells Fargo..etc offer secured??

    Please let me know of a GOOD bank to get a good secured card with.
  2. anonymous

    anonymous Guest

  3. Ron

    Ron Well-Known Member

    That's the option you have is Capital One secured card. I don't know BofA,chase and Citibank will give secured card since you had Bk. Major Bank are very picky to select customers as their secured customers.I had a bronchure for Bank Of America and their requirements are:\
    1.are at least 18 years old, 2.have U.S. address, 3.have a Social Security number 3.don not have any deliquent obligations at the present time, 4.have paid your previous Bank Of America, 5.have never filed for bankruptcy, and 6.will open a Bank Of America savings with at least $300.
  4. ShyGuy

    ShyGuy Well-Known Member

    Wells Fargo vs. BofA secured

    I thought either Wells Fargo or Bank of America was willing to give you a secured card a year after discharge, but I can't remember which.

    Wells Fargo info:

    I can't find the web page for the BofA secured, but I swear they had one. Also, I think BofA might require you to live in a state with BofA branches.

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